"Don’t panic about the stock market. Panic about the credit markets instead. Interest rate on 3-month Treasuries at 0.02%; interest rate on high-yield (junk) bonds over 20%. This is an economic emergency."[1] --Paul Krugman (The S&P 500 closed today at 752.44 down about half from it's high, the biggest drop in it's 80 year history.)